ABSOLUTELY!
Making a buying decision which involves a recurring payment is 10 x harder to sell than a one time payment.
So if recurring payment is involved, it need to be highly justified!!!
In 95% of the cases, the systems that charge recurring payments are in fact saying:
"How can I charge you 100 times more without adding any value!!!"
In other terms, they ask for a recurring payment from you without adding serious value!!!
It usually feels like a rip off!!!
There is little to no benefits joining.
The usual conclusion when someone is confronted with that choice is to look somewhere else for a similar product which is one time payment, not recurring!!!